Motorcycle insurance is essential for every rider in Canada, providing financial protection against accidents, theft, and liability. Choosing the right auto insurance company for your motorcycle can be a daunting task, given the variety of options available. To help you make an informed decision, we have compiled a list of the best auto insurance companies in Canada specifically focusing on motorcycle insurance.
1. Intact Insurance
Intact Insurance is one of Canada’s largest providers, known for its competitive rates and extensive coverage options. They offer customized motorcycle insurance policies that cater to all types of riders. Their features include accident forgiveness, specialized repair facilities, and discounts for safe driving. Customers appreciate their responsive customer service and claims handling process, making them a top choice for motorcycle insurance.
2. Aviva
Aviva is another leading insurer in Canada, providing comprehensive motorcycle insurance. With a variety of policy options, Aviva allows riders to select coverage that meets their individual needs, including liability, collision, and comprehensive coverage. They also offer a discounts program for bundling policies, which can be a great way for riders to save money while ensuring sufficient coverage.
3. The Co-operators
The Co-operators is widely recognized for their commitment to customer service. They offer tailored motorcycle insurance packages that can include coverage for accessories, roadside assistance, and protection against uninsured motorists. The Co-operators also stands out for their community involvement and sustainable practices, appealing to environmentally conscious riders.
4. State Farm
State Farm provides a strong motorcycle insurance offering with various customizable options. Their policies cover extensive personal liability along with unique features like trip interruption coverage and coverage for custom modifications. State Farm’s user-friendly mobile app makes it easy for policyholders to manage their insurance and files claims seamlessly.
5. Allstate
Allstate is known for its robust insurance policies and the ability to provide affordable motorcycle insurance options. They emphasize personalized service, allowing riders to work closely with agents to find the best coverage for their needs. Allstate also offers various discounts, including those for completing safety courses, making it an appealing option for both new and experienced riders.
6. Desjardins
Desjardins Group is an excellent choice for Canadian motorcycle riders looking for solid insurance. They offer wide-ranging policies that cover liability, collision, and theft with additional options for accessories and safety gear. Their user-friendly online platform allows customers to easily manage their policies and claims, enhancing the overall customer experience.
7. SGI Canada
SGI Canada is a regional insurance provider praised for its motorcycle insurance offerings in certain provinces. They provide competitive rates and flexible policies with coverage for various motorcycle types. SGI Canada’s focus on customer satisfaction and straightforward claims processes makes them another great choice for motorcycle riders across the country.
When selecting the best auto insurance company for motorcycle insurance in Canada, it’s essential to consider factors such as coverage options, customer service, and additional benefits like discounts for safe driving or bundling policies. Each of these companies offers unique advantages, so riders should evaluate their specific needs and preferences to find the best fit.
Investing in motorcycle insurance is crucial for protecting yourself and your bike while enjoying the open road. By considering the top auto insurance companies listed above, Canadian riders can be confident in their choice of coverage.