When it comes to selecting auto insurance in Canada, finding the best policy at the right price is crucial for drivers. One of the most appealing aspects of various providers is the discounts they offer, allowing drivers to save money on their premiums. In this article, we’ll explore some of the top Canadian auto insurance companies known for providing substantial discounts, which can significantly reduce the cost of car insurance.
1. Intact Insurance
Intact Insurance is one of Canada’s largest insurers and offers a range of discounts for drivers. Policyholders can benefit from discounts for having a clean driving record, bundling multiple policies, and even for installing advanced safety features in their vehicles. Additionally, they offer a unique “My Driving Discount” program, which rewards safe driving behavior with potential savings on premiums.
2. Aviva
Aviva is another leading auto insurance provider in Canada that offers numerous discounts. Customers can save money by opting for a multi-policy discount when combining home and auto insurance. Aviva also provides discounts for drivers who complete a recognized driver training course, for those who insure multiple vehicles, and for having a claims-free history. Their 'Aviva Drive' app also promotes safe driving, potentially leading to further savings for cautious drivers.
3. The Co-operators
The Co-operators provides a variety of insurance options and is well-known for its customer service. They offer discounts for various reasons including vehicle safety features, bundling policies, and loyalty discounts for longstanding customers. Their unique “Green Driver” discount rewards environmentally conscious drivers who use hybrid or electric vehicles, making it an excellent option for eco-friendly individuals.
4. Desjardins
Desjardins Insurance is recognized for its tailored coverage options and generous discounts. They offer savings for those who maintain a clean driving record, as well as discounts for insuring multiple vehicles. Desjardins also has a home/auto bundling discount and allows customers to earn additional savings through their “Driving Good” program, which tracks safe driving habits.
5. Sonnet Insurance
As Canada's first fully online insurance provider, Sonnet Insurance is user-friendly and offers competitive discounts. They provide savings for claims-free drivers, policy bundling, and even offer additional discounts for opting for higher deductibles. Their instant quotes and seamless online experience make it easy to find a tailored policy at a great price.
6. Wawanesa Mutual Insurance
Wawanesa is known for its exceptional customer service and comprehensive coverage options. They offer various discounts for drivers, including claims-free discounts, package discounts for homeowners, and savings for students. Wawanesa’s reputation for reliability, coupled with their discounts, makes them a preferred choice for many Canadians.
In conclusion, finding the right auto insurance in Canada doesn't have to be a daunting task. By comparing the offers and discounts from various companies like Intact, Aviva, The Co-operators, Desjardins, Sonnet, and Wawanesa, drivers can secure a policy that suits their needs while maximizing their savings. Always remember to inquire about available discounts and consider your driving habits to ensure you get the best possible rate on your auto insurance.
