Finding the right car insurance provider can be a daunting task, especially for safe drivers looking to save money. Many local car insurance providers in Canada offer discounts specifically designed to reward safe driving behaviors. In this article, we'll explore some of the top local car insurance providers that cater to safe drivers and the discounts they provide.
1. Intact Insurance
Intact Insurance is one of Canada’s largest providers, known for its robust coverage options. Safe drivers can benefit from their 'Intact Safe Driving Discount', which offers up to 25% off your premium if you maintain a clean driving record for a certain period. Additionally, their usage-based insurance program, 'My Driving Discount', tracks your driving habits, rewarding cautious driving with even more savings.
2. Aviva Insurance
Aviva stands out for its unique approach to rewarding safe driving. Their 'Aviva Drive' program allows drivers to track their driving habits through a mobile app. By demonstrating safe driving behaviors, participants can earn discounts of up to 30% off their insurance premiums, making it an attractive option for those committed to safety.
3. The Co-operators
This insurance provider is renowned for its personalized service and community involvement. The Co-operators offer a 'Safe Driver Discount' for those who pass their claims-free criteria. Additionally, if you opt for a telematics policy, you could receive an even bigger discount based on your driving patterns.
4. Desjardins Insurance
Desjardins stands out for its commitment to providing value for safe drivers. Their 'Bonus-Malus System' rewards drivers who maintain a clean record. Savvy drivers can also take advantage of their 'Driving Discount' program, which encourages safe driving habits through potential savings on car insurance premiums.
5. Economical Insurance
Economical Insurance offers several discounts tailored for safe drivers. Their 'Innovative Insurance' program allows users to reduce costs through smart driving practices. Additionally, by opting for their telematics setup, drivers can benefit from reduced rates based on their real-time driving data.
6. Johnson Insurance
Johnson Insurance has a solid reputation for offering competitive rates, particularly for safe drivers. Through their 'Claims-Free Discount', customers who have been claim-free for a number of years can see their premiums decrease significantly. They also provide options for policies that adjust according to driving behavior.
Conclusion
Choosing a car insurance provider that offers discounts for safe drivers is essential for saving money while getting the coverage you need. Whether you are considering a telematics program or simply looking for traditional discounts, local car insurance providers in Canada like Intact, Aviva, The Co-operators, Desjardins, Economical, and Johnson Insurance provide a variety of options. Always compare quotes and policies to find the best deal that accommodates your driving habits while rewarding your safety on the road.
