For new drivers in Canada, finding the right car insurance can be a daunting task. With so many options available, it’s crucial to choose a policy that not only fits your budget but also provides comprehensive coverage. Here’s a rundown of the top car insurance deals specifically designed for new drivers in Canada.
1. Intact Insurance
Intact Insurance offers competitive rates for new drivers, along with a robust range of coverage options. Their policies include features like accident forgiveness, which can be particularly beneficial for inexperienced drivers. Moreover, they often provide discounts for good student drivers, making them an attractive option for younger insureds.
2. Aviva
Aviva is another excellent choice for new drivers. They offer a user-friendly online platform that allows drivers to get quotes quickly. Aviva provides a unique program called “Aviva’s Vehicle Safety Rating,” rewarding drivers for safe driving habits. This feature can help new drivers save money on their premiums over time.
3. The Co-operators
The Co-operators stand out with their personalized service and dedication to community involvement. They offer customized insurance packages tailored for new drivers, including low mileage discounts for those who may not drive frequently. Their commitment to customer service ensures that new drivers can get the support they need when filing a claim.
4. Desjardins Insurance
Desjardins Insurance offers competitive pricing for new drivers alongside unique perks, such as flexible payment options and comprehensive online tools to manage your policy. Their “Good Driver Discount” rewards those who maintain a clean driving record, helping new drivers save substantially on their insurance rates.
5. Economical Insurance
Economical Insurance provides affordable coverage options along with an easy-to-navigate online platform. Their “Family Plan” allows new drivers to be added to a family member’s policy at a discounted rate, which can significantly lower costs. Additionally, they offer a variety of discounts for students and safe drivers.
6. SGI Canada
SGI Canada is known for its strong customer service and flexible insurance options. They offer special rates for new drivers, especially in rural areas. Their emphasis on road safety and thorough educational resources makes them a great choice for novice motorists looking to understand the ins and outs of car insurance.
Factors New Drivers Should Consider
When selecting a car insurance provider, new drivers should keep several factors in mind:
- Coverage Options: Ensure the policy covers all essential aspects like liability, collision, and comprehensive coverage.
- Premium Costs: Compare different quotes to find the most affordable option without compromising on coverage.
- Discount Opportunities: Look for insurers that provide discounts for good grades, low mileage, or safe driving habits.
- Customer Service: Opt for companies known for their responsive customer service and ease of making claims.
Conclusion
Finding the best car insurance as a new driver in Canada doesn’t have to be overwhelming. By researching options like Intact Insurance, Aviva, and others listed above, new drivers can find policies that offer excellent coverage and discounts tailored to their needs. Always remember to compare quotes and read reviews to ensure you’re making an informed decision.
