Finding car insurance can be challenging for high-risk drivers in Canada. These drivers may face higher premiums due to various factors such as past accidents, traffic violations, or driving experience. However, there are still excellent options available for obtaining coverage without breaking the bank. This article highlights the top car insurance deals specifically tailored for high-risk drivers in Canada.
1. Aviva Canada
Aviva is known for providing comprehensive coverage options that cater to high-risk drivers. They offer personalized insurance plans that take into account individual driving habits and history. With flexible payment options and discounts for safe driving courses, Aviva can help reduce premiums for those looking to improve their driving record.
2. Intact Insurance
Intact Insurance is one of the largest insurers in Canada and offers several policies that accommodate high-risk drivers. Their specialized high-risk insurance packages come with a range of coverage options, including liability, collision, and comprehensive coverage. Intact also provides a user-friendly mobile app to help policyholders manage their accounts and claims efficiently.
3. The Co-operators
The Co-operators offer competitive rates for high-risk drivers, with options for customized coverage. They have a variety of discounts available, including those for bundling home and auto insurance, which can lead to significant savings. Their team of local agents can assist in tailoring a policy to fit the unique needs of each driver, ensuring that coverage is both effective and affordable.
4. Desjardins Insurance
Desjardins is an excellent choice for high-risk drivers looking for comprehensive and flexible insurance packages. Their “ALERT” program can help mitigate risks by providing drivers with safe driving tips and coaching to improve their driving behavior. With competitive pricing and a solid reputation, Desjardins makes it easier for high-risk drivers to secure the coverage they need.
5. Belairdirect
Belairdirect offers a straightforward online platform for high-risk drivers to get quotes and manage their policies. They provide a variety of discounts, including those for bundled insurance and loyalty. Their customizable policies allow drivers to adjust their coverage according to their specific needs while still receiving competitive rates.
6. Wawanesa Insurance
Known for their customer-centric approach, Wawanesa offers a range of insurance solutions for high-risk drivers. They emphasize personalized service and often provide lower rates based on their assessment of the driver's situation. Wawanesa is also recognized for their exceptional claims handling, making them a reliable choice for those in need of support when accidents occur.
7. Economical Insurance
Economical Insurance offers a dedicated service for high-risk drivers, providing policies that are both competitive and comprehensive. Their Safe Driver Program encourages drivers to improve their driving habits, potentially leading to lower premiums over time. Economical Insurance also features a mobile app that simplifies managing policies and claims.
In conclusion, high-risk drivers in Canada have numerous options available for obtaining car insurance that suits their needs. By exploring these top choices, drivers can find affordable rates, flexible coverage, and reliable service. It’s essential to shop around, compare quotes, and choose a provider that best fits their unique circumstances.
